How to Buy Treasury Bills in Ghana (And Why Your Savings Account is Losing)
Ama has GHS 3,000 sitting in a savings account. Her bank pays the mandated 5% per year. With current inflation at 3.7%,…
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The Hidden Costs of Mobile Lending Apps
When the Akosombo Dam was completed in 1965, it blocked the mighty Volta River to generate electricity for a young nation. At…
Does the 50/30/20 Budgeting Rule Actually Work in Ghana?
In March 1900, the British Governor of the Gold Coast, Sir Frederick Hodgson, sat in Kumasi and made a demand that would…
The 2026 Reality Check: Why T-Bills Aren’t Enough Anymore
In March 1979, the Ghanaian military government made a sudden radio announcement that shocked the entire nation: all existing 50-cedi notes were…
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